Privacy Policy

Effective Date: April 25, 2026

BorrowerChoice.com (“we,” “our,” or “us”) is committed to protecting your privacy while providing educational resources designed to help you better understand your financial position before applying for a mortgage.

This Privacy Policy explains how information is collected, used, and protected when you interact with our website.

1. Purpose of This Website

BorrowerChoice.com is an educational platform.

We provide information designed to help consumers understand their financial position, including credit-related concepts, before engaging in the mortgage process.

We do not provide loans, credit decisions, or financial approvals.

2. Information We Collect

We may collect limited information in the following ways:

a. Information You Provide Voluntarily

• Name and contact details (if submitted through forms)
• General inquiries or messages

b. Automatically Collected Information

• IP address
• Browser type
• Pages visited
• Time spent on site

This data is used to improve user experience and site functionality.

3. How Your Information Is Used

We use collected information to:

• Provide and improve educational content
• Respond to inquiries
• Analyze website performance
• Enhance user experience

We do not sell your personal information.

4. No Credit Decisions or Financial Advice

The information provided on this website is for educational purposes only.

We do not:

• Make lending decisions
• Provide credit approvals or denials
• Offer personalized financial advice

Any actions you take based on information from this site are your responsibility.

5. External Links and Third-Party Websites

Our website may include links to third-party websites, tools, or resources.

These may include:

• Credit-related resources
• Mortgage-related platforms
• Educational tools

When you click on these links, you leave our website.

We are not responsible for the content, privacy practices, or data handling of third-party websites.

You are encouraged to review their policies before providing any personal information.

6. Credit Data and Accuracy Disclaimer

BorrowerChoice.com does not directly generate or maintain credit reports.

Credit data referenced on this site originates from external sources, including credit reporting agencies.

We do not guarantee the accuracy, completeness, or timeliness of any credit-related information.

Users are responsible for verifying their credit data through official reporting sources.

7. Data Security

We take reasonable measures to protect the information collected through this website.

However, no method of transmission over the internet is completely secure.

We cannot guarantee absolute security of any data transmitted to or from our site.

8. Cookies and Tracking Technologies

We may use cookies or similar technologies to:

• Improve site functionality
• Analyze traffic and usage patterns

You can adjust your browser settings to disable cookies if you prefer.

9. Your Responsibility as a User

By using this website, you acknowledge that:

• You are responsible for how you use the information provided
• You will verify important financial information independently
• You understand this platform is educational in nature

10. Limitation of Liability

BorrowerChoice.com and its operators shall not be held liable for:

• Any financial decisions made based on this website
• Any inaccuracies in third-party data
• Any outcomes related to mortgage applications or credit decisions

Use of this website is at your own risk.

11. Updates to This Policy

We may update this Privacy Policy from time to time.

Changes will be reflected on this page with an updated effective date.

12. Contact Information

If you have questions about this Privacy Policy, you may contact us at:

Email: Support@MiddleCreditScore.com

Company: Middle Credit Score® LLC